Let’s face it, we live in a crazy world, and it’s getting crazier by the minute. As a result, one of the many harsh realities we regularly face is identity theft. Identity theft is a growing and serious issue with far-reaching ramifications that can plague us at every turn. When an imposter uses bits and pieces of your information to make purchases, file taxes, receive medical treatment, or open new accounts it can tarnish your good name and leave you with a huge mess to sort out. Naturally, when you think about identity theft you probably start thinking about the financial ramifications you might experience, like struggling to secure a home loan or getting calls from debt collectors for purchases you know nothing about. Did you know it can also hurt your job prospects, get you the wrong treatment at a hospital, or even prevent your children from getting college financial aid?
RECOVERING FROM IDENTITY THEFT: WHERE DO I BEGIN?
Once your identity has been stolen the road to recovery is a long and difficult one. You’ll need to call the companies where you know fraud occurred to let them know what has happened and ask them to close or freeze the accounts. You’ll want to change account logins, passwords, and PINS, get a fraud alert in place and get your credit reports. You’ll also need to report the identity theft to the Federal Trade Commission (FTC) and file a report with your local police. That’s only just the beginning. Once you’ve notified all the necessary parties then you must begin to close new accounts opened in your name and expunge any bogus charges that may have occurred. The FTC estimates it takes around 6 months of time and effort to recover from a case of identity theft and who has that kind of spare time on their hands? When it comes to identity theft taking a proactive hands-on approach instead of adopting a reactive, “we’ll cross that bridge when we come to it” attitude will significantly reduce your risk of being an identity theft victim. Alas, protecting your identity is a lot of work. Regularly checking your credit reports and known account statements alone is time-consuming but would you even know where to look for new accounts popping up under your name?
PROTECTING YOUR IDENTITY: BE PRO-ACTIVE NOT REACTIVE.
Fortunately, protecting your identity has never been easier. When you use premium ASI Connect services powered by Alarm.com, we’ll start protecting your identity for you. Our partnership with Alarm.com has allowed us to provide you protection through PrivacyMaxx, a respected identity protection and privacy management company. When you choose to enroll yourself in this Identity Protection Service, you’ll receive pro-active alerts of potential issues, like new accounts opening under your name, 24 hours a day, seven days a week. Then, if a theft does occur, you’ll receive around the clock assistance and full identity restoration, including a full year of follow-ups after you’ve been returned to your pre-theft status. Sounds great right? Want some more good news? Not only can you enroll yourself in our Identity Protection Services, you can enroll other members of your family as well, like your spouse and children.
When we live in a world where our very name, our children’s names, can be stolen in the blink of an eye, why take unnecessary risks? Start protecting yourself today. Let ASI help you protect what matters most by safeguarding your identity and those of the loved ones around you. Call our office at 877-838-5625 or contact us here for more information.